ProPay / Mary Kay Tutorials

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Features and Pricing

Mary Kay ProPay Account Details



Cards Accepted Visa®, MasterCard®, Discover®, American Express®
Mary Kay Prepaid MasterCard Card YES
Processing Fee (Visa, MasterCard, Discover) 2.69% + $0.30 per transaction
Processing Fee (American Express) 3.19% + $0.30 per transaction
Transfer Fee $0.30 per transfer
(regardless of amount)
Funds Available Less than 24 hours
Annual Tax Statement Online - FREE
Pay for Mary Kay orders with ProPay funds YES
Internet Processing Included
Mobile Phone Processing via a Web Browser Included
E-mail Invoice Included
Telephone Processing Included
Card Reader Processing Optional
Smartphone Processing Optional
Mary Kay Personal Website Integration Included
Online Reports** FREE
Monthly Limit* $1500
Per Transaction Limit* $450
Toll Free Customer Service 800.630.8115
Annual Fee $39.95 year
*Limits may be raised on a case-by-case basis
**Online reports are available for the current month and the previous six months. If you require paper statements, you may have monthly statements mailed to you for $2.50/mo. or an annual tax statement mailed to you for $14.95/year.


Premium Features


Accept Visa, MasterCard, Discover and American Express. Accept all major card brands under one merchant account.

Multiple Processing Options. With your ProPay Account you can process credit and debit cards in various ways including:

  •   A Web/Browser Interface using your mobile phone with a data plan (
  •   An online Web interface called ProtectPay Online
  •   A card reader with ProPay’s MicroSecure Card Reader
  •   An iPhone through a partnership with VeriFone
  •   An E-mail Invoice
  •   A regular phone using ProPay’s Phone Processing System

Process Credit and Debit cards, check your ProPay Account balance and transfer funds directly to your validated checking account.

Connect to your Mary Kay Personal Website
You can connect your ProPay Account to your Mary Kay Personal Website and accept credit cards online. Purchase balances are automatically deposited into your ProPay Account.

Mary Kay Prepaid MasterCard® Card
Mary Kay Prepaid MasterCard® Card   By signing up for the Premium Account, ProPay will send you the Mary Kay Prepaid MasterCard Card. It works just like a debit card and is tied to the funds in your ProPay Account. You can spend your ProPay funds anywhere MasterCard is accepted.

Pay for Mary Kay orders with your ProPay funds
Now when you place your Mary Kay product orders you will have the option of applying your ProPay Available for Use funds AND Pending Transaction funds to purchase products. No more waiting for funds to settle to your ProPay Account before they can be used.

No need to transfer your money
With the Mary Kay Prepaid MasterCard Card there is no need to transfer funds to a separate checking account. Instead, you can spend your funds anywhere MasterCard is accepted. Of course, if you still want to transfer your funds to a bank account you may do so for a small fee of $0.30 per transfer with the Premium Account.

Access your money faster
With the ProPay Premium Account your funds will be available in under 24 hours after the transaction is submitted. Once the funds are available in your ProPay Account, you can spend them with the Mary Kay Prepaid MasterCard Card or transfer them to any US bank account. You can literally charge a card today and use the funds tomorrow!

Low Processing Fees
The Premium Account has low processing fees of 2.69% + $0.30 per transaction. These fees are taken out of the total transaction amount. Non Mary Kay ProPay users pay 3.25% + .30 for the Premium Account.

Free Annual Fee Summary
With the ProPay Premium Account, you will receive an online Annual Fee Summary to help you prepare your taxes, free of charge. If you would like to receive a printed statement, ProPay can mail your statement for $14.95. In addition, ProPay stores the current month plus the previous 6 months of transactions online. If you would like to receive printed statements, ProPay can mail you a monthly statement for $2.50/month.

ProPay, Inc. is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA. The ProPay Prepaid MasterCards are issued by Pathward™, Member FDIC, pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.
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